Do You Need Insurance to Operate a Commercial Inflatable?

Building a commercial inflatable business can be a rewarding experience, helping you create memorable experiences for all types of customers.

However, one of the most important considerations before operating your inflatable equipment is making sure you have the right insurance cover in place.

While insurance requirements can vary, public liability insurance is strongly recommended (and is often required when operating a commercial inflatable).

Why Is Insurance Important for Inflatable Businesses?

Whether you run an inflatable hire business, leisure centre, school or event, the right insurance helps protect you against claims for accidents, injuries or property damage while your inflatable is in use.

What Types of Insurance will you Need for an Inflatable Business?

The level of cover you require will depend on your business model, but the most common types of insurance for inflatables include:

Public Liability Insurance
This protects your business if a customer or member of the public is injured, or if property is damaged while using your inflatable.

Employers' Liability Insurance
May be required if you employ staff who help operate, deliver or manage your inflatable equipment.

Equipment Insurance
Provides protection for your inflatables against risks such as theft, accidental damage or vandalism.

Event Insurance
May be needed for temporary events, festivals or larger public gatherings where additional cover is required.

What Do Insurers Look For?

Before providing cover, many insurers will expect businesses to demonstrate safe operating procedures, including:

• Using commercial inflatables that meet relevant safety standards such as BS EN 14960 standard  
• Carrying out regular inspections and maintenance
• Completing documented risk assessments
• Ensuring operators receive appropriate training
• Following manufacturer guidelines, including safe anchoring and wind operating limits

Why Insurance Protects Your Business and Your Customers

Having the correct insurance is an essential part of running a successful inflatable business. Not only does it help protect your investment, but it can also be a requirement when working with many customers.

Before launching your inflatable business, always check the specific insurance and legal requirements for your location and make sure your cover matches how (and where) your equipment will be used.

At Airquee, our commercial inflatables are built for safety, durability and performance, giving businesses everything they need to create fun, memorable experiences with confidence.

If you have any questions about insuring your inflatables, feel free to contact the Airquee team. We’re here to help!